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IATI Standard Medium level coverage with IATI quality

FOR ALL TYPES OF TRIP

€300.000 MEDICAL EXPENSES COVID-19 INCLUDED

CRUISE SHIPS AND CANCELLATION OPTIONAL

IATI Standard

Our IATI Standard travel policy provides medium level coverage of €300,000 of medical expenses, which is suitable for most holiday packages, especially short and medium journeys, in addition to our classic complementary coverage such as repatriation, theft and damage of luggage, advance money, etc.

Cancellation cover of up to €1,500 can also be added for the eventuality of not being able to depart for one of the reasons covered. Cancellation cover must be taken out at the same time or within the following 7 days of booking the trip to which this insurance policy applies.  

Coverage summary IATI Standard

Medical Assistance

300.000€
We cover medical and hospital expenses as a result of you becoming ill or having an accident during your trip.
2.500€
We cover medical and hospital expenses as a result of you becoming ill or having an accident during your trip.
350€
We cover the costs of emergency treatment as a result of acute dental problems such as infections, pain, trauma or following an accident.
INCLUDED
We cover hospital and medical expenses if you have an accident in a motor vehicle.
100%
If you have to stay in hospital for more than 5 days, we will cover the travel costs and pay up to €75/day for 10 days for a relative to stay with you
750€
If doctors say you are unable to return home immediately, will we cover the costs of convalescing at a hotel with up to €75/day for 10 days.
INCLUDED
If you need specific medication and you cannot find it abroad, we will send it to you as soon as possible and you can repay us when you get back

Repatriation

100%
If you have a serious illness or accident, we will cover the cost of emergency transport to the nearest medical centre or the place that provides the most appropriate treatment, and even your transport home if deemed necessary or in the event of your death.
100%
If you need to be repatriated as a result of illness or death, we will also repatriate your travel companion.
100%
If your spouse or a first- or second-degree relative dies or is admitted to hospital, we will repatriate you and your travel companion
100%
If a serious incident occurs at your home or business premises that requires your presence, we will repatriate you and your travel companion.

Baggage and documents

1.000€
We will cover the cost of baggage stolen using violent or intimidating means, on presentation of the written police report, as well as baggage lost or damaged on public transport, on presentation of the claim made to the carrier. Valuables are covered at up to 50% of the policy limit, with some exclusions that are not covered.
INCLUDED
If the carrier of a scheduled flight loses your luggage, we will help you find it and get it to you
60€
If you leave something behind or an item stolen from you during the trip is recovered, we will send it to your home.

Delays

120€
If the carrier takes over 12 hours to deliver your luggage, we will reimburse the costs of any basic items you have to buy, on presentation of the receipts.
180€
If your departure is delayed for more than 6 hours, we will pay you €50 for every full 6 hour period to cover part of your expenses, on presentation of receipts. Delays caused by strikes or civil unrest are not covered.

Emergency Assistance

INCLUDED
If you need to send a message to your family as a result of a claim that we are covering you for but you are unable to, we will send it for youq2
1.000€
If for some reason you can’t access your money we will advance it on presentation of a guarantee and you’ll have 30 days to pay us back.

Legal Cover

3.000€
We will defend your criminal liability in proceedings brought in foreign courts for events that occur in your private life as a result of your trip.
60.000€
We will pay any claims brought against you if you are held liable for any injuries or damage you involuntarily cause to third parties.
2.000€
We will claim compensation for any damages you may sustain as a pedestrian or passenger on any means of transport
2.000€
We will claim compensation for breach of any purchase contracts you have for decorative and personal items or household appliances.
2.000€
We will claim compensation for breach of contract for medical and hospital, travel, tourism and hospitality, and cleaning, laundry and dry cleaning services

Accidents

6.000€
We will indemnify you in the event of permanent, total or partial disability as a result of an accident during your trip.
2.000€
We will also pay indemnification in the event of death as a result of an accident during your trip.

Optional

OPTIONAL
Optionally, we will also cover you aboard a cruise ship.
1.500€
We will reimburse any expenses that you can not recover directly from the travel supplier (e.g. flights, hotels) as a result of cancelling your trip, provided that you cancel before the trip starts and for one of the reasons set out in the policy. Read the cancellation reasons in the pdf

Terms and conditions

To view the full conditions of the policy, please download the document in PDF
General conditions
cancellation_coverage_standard
Cancellation Coverage

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IATI Standard

Our IATI Standard travel policy provides medium level coverage of €300,000 of medical expenses, which is suitable for most holiday packages, especially short and medium journeys, in addition to our classic complementary coverage such as repatriation, theft and damage of luggage, advance money, etc.

Cancellation cover of up to €1,500 can also be added for the eventuality of not being able to depart for one of the reasons covered. Cancellation cover must be taken out at the same time or within the following 7 days of booking the trip to which this insurance policy applies.  

Medical Assistance

Medical assistance abroad

300.000€
We cover medical and hospital expenses as a result of you becoming ill or having an accident during your trip.

Medical assistance for permanent residents in spain travelling within spain

2.500€
We cover medical and hospital expenses as a result of you becoming ill or having an accident during your trip.

Dental expenses

350€
We cover the costs of emergency treatment as a result of acute dental problems such as infections, pain, trauma or following an accident.

Personal injury in motor vehicle accidents

INCLUDED
We cover hospital and medical expenses if you have an accident in a motor vehicle.

Travel/accommodation of a relative

100%
If you have to stay in hospital for more than 5 days, we will cover the travel costs and pay up to €75/day for 10 days for a relative to stay with you

Convalescence in a hotel

750€
If doctors say you are unable to return home immediately, will we cover the costs of convalescing at a hotel with up to €75/day for 10 days.

Sending medication abroad

INCLUDED
If you need specific medication and you cannot find it abroad, we will send it to you as soon as possible and you can repay us when you get back

Repatriation

Repatriation or transport of other injured persons or remains

100%
If you have a serious illness or accident, we will cover the cost of emergency transport to the nearest medical centre or the place that provides the most appropriate treatment, and even your transport home if deemed necessary or in the event of your death.

Repatriation or transport of other insured persons

100%
If you need to be repatriated as a result of illness or death, we will also repatriate your travel companion.

Early return home due to hospitalisation or death of a relative

100%
If your spouse or a first- or second-degree relative dies or is admitted to hospital, we will repatriate you and your travel companion

Early return due to a serious incident at the home/business premises of the insured

100%
If a serious incident occurs at your home or business premises that requires your presence, we will repatriate you and your travel companion.

Baggage and documents

Theft and damage of luggage

1.000€
We will cover the cost of baggage stolen using violent or intimidating means, on presentation of the written police report, as well as baggage lost or damaged on public transport, on presentation of the claim made to the carrier. Valuables are covered at up to 50% of the policy limit, with some exclusions that are not covered.

Locating and sending lost luggage

INCLUDED
If the carrier of a scheduled flight loses your luggage, we will help you find it and get it to you

Delivery of belongigns that are forgotten or stolen during the trip

60€
If you leave something behind or an item stolen from you during the trip is recovered, we will send it to your home.

Delays

Delayed delivery of checked baggage

120€
If the carrier takes over 12 hours to deliver your luggage, we will reimburse the costs of any basic items you have to buy, on presentation of the receipts.

Delayed departure

180€
If your departure is delayed for more than 6 hours, we will pay you €50 for every full 6 hour period to cover part of your expenses, on presentation of receipts. Delays caused by strikes or civil unrest are not covered.

Emergency Assistance

Sending urgent messages

INCLUDED
If you need to send a message to your family as a result of a claim that we are covering you for but you are unable to, we will send it for youq2

Cash advance

1.000€
If for some reason you can’t access your money we will advance it on presentation of a guarantee and you’ll have 30 days to pay us back.

Legal Cover

Defence for criminal liability abroad

3.000€
We will defend your criminal liability in proceedings brought in foreign courts for events that occur in your private life as a result of your trip.

Personal civil liability

60.000€
We will pay any claims brought against you if you are held liable for any injuries or damage you involuntarily cause to third parties.

Damage claims abroad

2.000€
We will claim compensation for any damages you may sustain as a pedestrian or passenger on any means of transport

Claims in purchase contracts abroad

2.000€
We will claim compensation for breach of any purchase contracts you have for decorative and personal items or household appliances.

Claims in service contracts abroad

2.000€
We will claim compensation for breach of contract for medical and hospital, travel, tourism and hospitality, and cleaning, laundry and dry cleaning services

Accidents

Disability guarantee

6.000€
We will indemnify you in the event of permanent, total or partial disability as a result of an accident during your trip.

Death

2.000€
We will also pay indemnification in the event of death as a result of an accident during your trip.

Optional

Extension for cruises

OPTIONAL
Optionally, we will also cover you aboard a cruise ship.

Cancellation costs

1.500€
We will reimburse any expenses that you can not recover directly from the travel supplier (e.g. flights, hotels) as a result of cancelling your trip, provided that you cancel before the trip starts and for one of the reasons set out in the policy. Read the cancellation reasons in the pdf

Terms and conditions

To view the full conditions of the policy, please download the document in PDF
General conditions
cancellation_coverage_standard
Cancellation Coverage
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