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IATI Basic Peace of mind by covering the basics

IDEAL FOR SHORT BREAKS

€50,000 MEDICAL EXPENSES

BASIC COVERAGE AT AN AFFORDABLE PRICE

IATI Basic

Travel insurance designed for short holidays of up to 30 days. This policy offers moderate medical expenses of €50,000 for people who want to travel with the peace of mind of having minimum coverage for medical assistance and other basic coverage. This insurance offers the best value for money in medical assistance on trips to nearby destinations: Europe and Spain.

Coverage summary IATI Basic

Medical Assistance

50.000€
We cover medical and hospital expenses as a result of you becoming ill or having an accident during your trip.
100€
We cover the costs of emergency treatment as a result of acute dental problems such as infections, pain, trauma or following an accident.
INCLUDED
We cover hospital and medical expenses if you have an accident in a motor vehicle.
100%
If you have to stay in hospital for more than 5 days, we will cover the travel costs and pay up to €42/day for 10 days for a relative to stay with you
420€
If doctors say you are unable to return home immediately, will we cover the costs of convalescing at a hotel with up to €42/day for 14 days.

Repatriation

100%
If you have a serious illness or accident, we will cover the cost of emergency transport to the nearest medical centre or the place that provides the most appropriate treatment, and even your transport home if deemed necessary or in the event of your death.
100%
If you need to be repatriated as a result of illness or death, we will also repatriate your travel companion.
100%
If your spouse or a first- or second-degree relative dies or is admitted to hospital, we will repatriate you and your travel companion

Baggage and documents

500€
We will cover the cost of baggage stolen using violent or intimidating means, on presentation of the written police report, as well as baggage lost or damaged on public transport, on presentation of the claim made to the carrier. Valuables are covered at up to 50% of the policy limit, with some exclusions that are not covered.
INCLUDED
If the carrier of a scheduled flight loses your luggage, we will help you find it and get it to you

Delays

90€
If the carrier takes over 12 hours to deliver your luggage, we will reimburse the costs of any basic items you have to buy, on presentation of the receipts.

Emergency Assistance

INCLUDED
If you need to send a message to your family as a result of a claim that we are covering you for but you are unable to, we will send it for youq2

Legal Cover

3.000€
We will defend your criminal liability in proceedings brought in foreign courts for events that occur in your private life as a result of your trip.
60.000€
We will pay any claims brought against you if you are held liable for any injuries or damage you involuntarily cause to third parties.

Accidents

6.000€
We will indemnify you in the event of permanent, total or partial disability as a result of an accident during your trip.
6.000€
We will also pay indemnification in the event of death as a result of an accident during your trip.

Optional

-
Optionally, we will also cover you aboard a cruise ship.

Terms and conditions

To view the full conditions of the policy, please download the document in PDF
General conditions

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Terms and conditions

pdf-icon General conditions

IATI Basic

Travel insurance designed for short holidays of up to 30 days. This policy offers moderate medical expenses of €50,000 for people who want to travel with the peace of mind of having minimum coverage for medical assistance and other basic coverage. This insurance offers the best value for money in medical assistance on trips to nearby destinations: Europe and Spain.

Medical Assistance

Medical assistance abroad

50.000€
We cover medical and hospital expenses as a result of you becoming ill or having an accident during your trip.

Dental expenses

100€
We cover the costs of emergency treatment as a result of acute dental problems such as infections, pain, trauma or following an accident.

Personal injury in motor vehicle accidents

INCLUDED
We cover hospital and medical expenses if you have an accident in a motor vehicle.

Travel/accommodation of a relative

100%
If you have to stay in hospital for more than 5 days, we will cover the travel costs and pay up to €42/day for 10 days for a relative to stay with you

Convalescence in a hotel

420€
If doctors say you are unable to return home immediately, will we cover the costs of convalescing at a hotel with up to €42/day for 14 days.

Repatriation

Repatriation or transport of other injured persons or remains

100%
If you have a serious illness or accident, we will cover the cost of emergency transport to the nearest medical centre or the place that provides the most appropriate treatment, and even your transport home if deemed necessary or in the event of your death.

Repatriation or transport of other insured persons

100%
If you need to be repatriated as a result of illness or death, we will also repatriate your travel companion.

Early return home due to hospitalisation or death of a relative

100%
If your spouse or a first- or second-degree relative dies or is admitted to hospital, we will repatriate you and your travel companion

Baggage and documents

Theft and damage of luggage

500€
We will cover the cost of baggage stolen using violent or intimidating means, on presentation of the written police report, as well as baggage lost or damaged on public transport, on presentation of the claim made to the carrier. Valuables are covered at up to 50% of the policy limit, with some exclusions that are not covered.

Locating and sending lost luggage

INCLUDED
If the carrier of a scheduled flight loses your luggage, we will help you find it and get it to you

Delays

Delayed delivery of checked baggage

90€
If the carrier takes over 12 hours to deliver your luggage, we will reimburse the costs of any basic items you have to buy, on presentation of the receipts.

Emergency Assistance

Sending urgent messages

INCLUDED
If you need to send a message to your family as a result of a claim that we are covering you for but you are unable to, we will send it for youq2

Legal Cover

Defence for criminal liability abroad

3.000€
We will defend your criminal liability in proceedings brought in foreign courts for events that occur in your private life as a result of your trip.

Personal civil liability

60.000€
We will pay any claims brought against you if you are held liable for any injuries or damage you involuntarily cause to third parties.

Accidents

Disability guarantee

6.000€
We will indemnify you in the event of permanent, total or partial disability as a result of an accident during your trip.

Death

6.000€
We will also pay indemnification in the event of death as a result of an accident during your trip.

Optional

Extension for cruises

-
Optionally, we will also cover you aboard a cruise ship.

Terms and conditions

To view the full conditions of the policy, please download the document in PDF
General conditions