IATI Basic

IATI Basic Peace of mind by covering the basics

Ideal for short breaks

€50,000 medical expenses

Basic coverage at an affordable price

IATI Basic

OUR LOW-COST TRAVEL INSURANCE. Travel insurance designed for short holidays of up to 30 days. 

This policy offers moderate medical expenses of €50,000 for people who want to travel with the peace of mind of having minimum coverage for medical assistance and other basic coverage. 

This insurance offers the best value for money in medical assistance for travellers on a budget.: Europe and Spain.

Coverage summary IATI Basic

Medical Assistance

€50.000
We cover any medical and hospital expenses resulting from an illness or accident while on holiday.
€100
We cover the costs of emergency treatment resulting from acute dental problems, such as infections, pain, trauma, or as the result of an accident.
Included
We cover medical and hospital costs in the event of a motor vehicle accident.
Included
In the event of a life-threatening emergency due to an unpredictable complication of a chronic, pre-existing or congenital condition, we will cover the costs of emergency primary healthcare within the first 24 hours as of admission to hospital
€420
If you are in hospital for more than 5 days, we will cover the travel costs for a family member to accompany you, as well as the cost of their stay for up to €42/day for 10 days.
Included
If you can't find the medication you need abroad, we will send it to you as soon as possible, and you can reimburse us on your return.
€588
If you are unable to return home for medical reasons, we will cover the costs of convalescence in a hotel for up to €42 per day for 14 days.

Repatriation

100%
If you suffer a serious illness or accident, we will cover the costs of emergency transport to the nearest medical centre, one which provides the most appropriate treatment, and even transport home if considered necessary or in the event of death.
100%
In the event of the death or hospitalisation of an ascendant and descendant relative up to the first degree, we will repatriate both you and your travel companion.
100%
If you need to be repatriated due to illness or death, we will also repatriate your insured travel companion.

Luggage

€500
We cover theft of luggage using violence or intimidation, providing the corresponding police report, as well as any damage or loss of luggage on public transport, providing the corresponding complaint lodged to the transport company. Valuables are covered at up to 50% of the policy limit, with some exclusions that are not covered.
Included
If the carrier loses your luggage on a regular flight, we will help you find it, and we will send it to you.
€90
If the carrier takes more than 12 hours to deliver your luggage, we will reimburse you for any basic items you may need to purchase, as long as you provide a receipt.

Help in case of emergency

Included
If, as the result of an accident for which we are covering you, you need to send a message to your family members and are unable to do so, we can send it for you.

Legal coverage

€30,000
We cover any compensation you are required to pay as liable for involuntary injury or material damage you may cause to any third-party. *This coverage only applies to journeys to and from Spain.
€3,000
We defend your criminal liability in proceedings brought before foreign courts for events occurring in your private life during your trip.

Accidents

€6,000
We will also compensate in the event of accidental death during the trip.
€6,000
We will compensate you in the event of permanent, full or partial disability resulting from an accident during the trip.

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Terms and conditions

pdf-icon General conditions

IATI Basic

OUR LOW-COST TRAVEL INSURANCE. Travel insurance designed for short holidays of up to 30 days. 

This policy offers moderate medical expenses of €50,000 for people who want to travel with the peace of mind of having minimum coverage for medical assistance and other basic coverage. 

This insurance offers the best value for money in medical assistance for travellers on a budget.: Europe and Spain.

Medical Assistance

Medical assistance abroad

€50.000
We cover any medical and hospital expenses resulting from an illness or accident while on holiday.

Dental expenses

€100
We cover the costs of emergency treatment resulting from acute dental problems, such as infections, pain, trauma, or as the result of an accident.

Personal injury in motor vehicle accidents

Included
We cover medical and hospital costs in the event of a motor vehicle accident.

Chronic, pre-existing or congenital conditions - life threatening emergencies

Included
In the event of a life-threatening emergency due to an unpredictable complication of a chronic, pre-existing or congenital condition, we will cover the costs of emergency primary healthcare within the first 24 hours as of admission to hospital

Accomodation/Transport of a relative

€420
If you are in hospital for more than 5 days, we will cover the travel costs for a family member to accompany you, as well as the cost of their stay for up to €42/day for 10 days.

Delivery of medication abroad

Included
If you can't find the medication you need abroad, we will send it to you as soon as possible, and you can reimburse us on your return.

Convalescence in a hotel

€588
If you are unable to return home for medical reasons, we will cover the costs of convalescence in a hotel for up to €42 per day for 14 days.

Repatriation

Repatriation or transportation of the sick or deceased

100%
If you suffer a serious illness or accident, we will cover the costs of emergency transport to the nearest medical centre, one which provides the most appropriate treatment, and even transport home if considered necessary or in the event of death.

Early return due to hospitalisation or death of a family member

100%
In the event of the death or hospitalisation of an ascendant and descendant relative up to the first degree, we will repatriate both you and your travel companion.

Repatriation or transportation of the other insured parties

100%
If you need to be repatriated due to illness or death, we will also repatriate your insured travel companion.

Luggage

Theft and damage to luggage

€500
We cover theft of luggage using violence or intimidation, providing the corresponding police report, as well as any damage or loss of luggage on public transport, providing the corresponding complaint lodged to the transport company. Valuables are covered at up to 50% of the policy limit, with some exclusions that are not covered.

Locating and sending lost luggage

Included
If the carrier loses your luggage on a regular flight, we will help you find it, and we will send it to you.

Delay in delivery of checked baggage

€90
If the carrier takes more than 12 hours to deliver your luggage, we will reimburse you for any basic items you may need to purchase, as long as you provide a receipt.

Help in case of emergency

Urgent message forwarding

Included
If, as the result of an accident for which we are covering you, you need to send a message to your family members and are unable to do so, we can send it for you.

Legal coverage

Private civil liability

€30,000
We cover any compensation you are required to pay as liable for involuntary injury or material damage you may cause to any third-party. *This coverage only applies to journeys to and from Spain.

Criminal liability defence abroad

€3,000
We defend your criminal liability in proceedings brought before foreign courts for events occurring in your private life during your trip.

Accidents

Accidental death cover

€6,000
We will also compensate in the event of accidental death during the trip.

Accidental disability cover

€6,000
We will compensate you in the event of permanent, full or partial disability resulting from an accident during the trip.

Terms and conditions

To view the full conditions of the policy, please download the document in PDF
General conditions