IATI Family Maximum protection for children
Exclusive for families with minor children
€300.000 in medical expenses COVID-19 included
Very good price and all the extras for children
IATI Family
Our family travel insurance, IATI Family, is specially designed for the peace of mind of families travelling with children. It combines our classic and medical coverage of €300,000 with other specific cover to protect children such as paediatric helplines, immediate emergency assistance for children and repatriation escorted by a relative at 24h if something happens to one of the parents, high baggage cover, and particularly high civil liability insurance for children.
THIS POLICY IS AVAILABLE ONLY TO MEMBERS OF THE SAME FAMILY UNIT WHO ARE PARENTS AND CHILDREN (2 GENERATIONS) WHO LIVE TOGETHER IN THE SAME HOUSEHOLD, AND AT LEAST ONE OF THE PERSONS INSURED IS A MINOR CHILD.
This policy offers optional cancellation cover of up to €1,500, provided that you take it out at the same time or within the following 7 days of booking the trip to which the policy applies.
Coverage summary IATI Family
Medical Assistance
Medical assistance abroad (COVID-19 Included) 
300.000€
Medical assistance abroad (COVID-19 Included)
300.000€
We cover medical and hospital expenses as a result of you becoming ill or having an accident during your trip. COVID-19 included
Medical assistance for permanent residents in spain travelling within spain
2.500€
Medical assistance for permanent residents in spain travelling within spain
2.500€
We cover medical and hospital expenses as a result of you becoming ill or having an accident during your trip.
350€
We cover the costs of emergency treatment as a result of acute dental problems such as infections, pain, trauma or following an accident.
Included
We cover hospital and medical expenses if you have an accident in a motor vehicle.
100%
If you have to stay in hospital for more than 5 days, we will cover the travel costs and pay up to €75/day for 10 days for a relative to stay with you
Convalescence in a hotel
1.050€
Convalescence in a hotel
1.050€
If doctors say you are unable to return home immediately, will we cover the costs of convalescing at a hotel with up to €75/day for 14 days.
Included
If you need specific medication and you cannot find it abroad, we will send it to you as soon as possible and you can repay us when you get back
Repatriation
Repatriation or transport of other injured persons or remains
100%
Repatriation or transport of other injured persons or remains
100%
If you have a serious illness or accident, we will cover the cost of emergency transport to the nearest medical centre or the place that provides the most appropriate treatment, and even your transport home if deemed necessary or in the event of your death.
Repatriation or transport of other insured persons
100%
Repatriation or transport of other insured persons
100%
If you need to be repatriated as a result of illness or death, we will also repatriate your travel companion.
100%
If your spouse or a first- or second-degree relative dies or is admitted to hospital, we will repatriate you and your travel companion
500€
If a serious incident occurs at your home or business premises that requires your presence, we will repatriate you and your travel companion.
Baggage and documents
1.000€
We will cover the cost of baggage stolen using violent or intimidating means, on presentation of the written police report, as well as baggage lost or damaged on public transport, on presentation of the claim made to the carrier. Valuables are covered at up to 50% of the policy limit, with some exclusions that are not covered.
Included
If the carrier of a scheduled flight loses your luggage, we will help you find it and get it to you
60€
If you leave something behind or an item stolen from you during the trip is recovered, we will send it to your home.
Delays
120€
If the carrier takes over 12 hours to deliver your luggage, we will reimburse the costs of any basic items you have to buy, on presentation of the receipts.
180€
If your departure is delayed for more than 6 hours, we will pay you €50 for every full 6 hour period to cover part of your expenses, on presentation of receipts. Delays caused by strikes or civil unrest are not covered.
Emergency Assistance
Included
If you need to send a message to your family as a result of a claim that we are covering you for but you are unable to, we will send it for youq2
1.000€
If for some reason you can’t access your money we will advance it on presentation of a guarantee and you’ll have 30 days to pay us back.
Legal Cover
3.000€
We will defend your criminal liability in proceedings brought in foreign courts for events that occur in your private life as a result of your trip.
50.000€
We will pay any claims brought against you if you are held liable for any injuries or damage you involuntarily cause to third parties.
2.000€
We will claim compensation for any damages you may sustain as a pedestrian or passenger on any means of transport
2.000€
We will claim compensation for breach of any purchase contracts you have for decorative and personal items or household appliances.
2.000€
If you have a personal legal problem in any country that has diplomatic relations with Spain, we will put you in touch with a lawyer so that you can make an appointment to get legal advice.
Accidents
6.000€
We will indemnify you in the event of permanent, total or partial disability as a result of an accident during your trip.
2.000€
We will also pay indemnification in the event of death as a result of an accident during your trip.
Optional
Optional
Optionally, we will also cover you aboard a cruise ship.
1.500€
We will reimburse any expenses that you can not recover directly from the travel supplier (e.g. flights, hotels) as a result of cancelling your trip, provided that you cancel before the trip starts and for one of the reasons set out in the policy. Read the cancellation reasons in the pdf
Special cover for Children
Included
We cover any paediatric helpline calls that you might need to make to get medical advice about your minor children.
Included
If you (the child’s father or mother) is admitted to hospital for over 24 hours, we will arrange and cover the cost of childcare for your children under 18 until a relative arrives.
Included
If you have to stay in hospital for more than 24 hours, we will pay for a return ticket for a relative to escort your minor or disabled children.
70.000€
We will pay any claims brought against you as the legal guardian of minors insured who are liable for any injuries or damage they involuntarily cause to third parties.
